Learn more about the wide
range of professional financial
services we offer for . . .
Financial Services for Families
These days, families come in all shapes and sizes. But no matter what they look like, our families are important to us, and often come with a unique set of needs.
Maybe you have elderly parents or grandparents who need a nurse or companion. Maybe there’s someone in your family or household with a disability who requires a caregiver or special services. Or maybe both parents work, and so a full-time nanny is needed to help take care of the children during the day.
Whatever your family needs, APS Money Management is here to help, and offers a suite of concierge services that includes:
Finding the right person to provide the services your family member needs, somebody you can trust and rely on, is critical. But it takes time. Also, a lack of familiarity with the options can add to the challenge of making a confident decision.
Should you hire somebody through a home care agency or an independent contractor? Is the rate reasonable? Will they accept medical insurance? Can they provide medical care? How do you go about doing a background check?
Here at APS, we’ve spent years dealing with these issues. We’re ready to explain the options to you, make you feel comfortable with the process, and get you connected with the right caregiver for your family’s needs.
Caregiver Payroll & Documentation
Once the right caregiver has been identified, we can help you create a binding work agreement, ensure that all required tax and insurance documentation is completed and filed, and then make sure they get paid in a timely manner.
It’s important to keep in mind that unlike other service providers, caregivers present a unique set of payroll challenges for families. That’s because odds are, unless a caregiver is being hired for a very short amount of time, they are considered an employee and not an independent contractor in the eyes of the government. Which opens the doors to a variety of tax, legal, and insurance regulations and compliance conditions designed to cover the interests of all parties concerned.
With years of caregiver payroll experiences under our belts, APS Money Management can help you navigate these waters, ensuring that you don’t experience any headaches with your caregiver now or with tax agencies down the line.
Personal Budgeting & Expenses Tracking
If the “Big Picture” of your finances—or those of your elderly parents—seems more like a scrambled jigsaw puzzle, you’re not alone. Keeping track of what your expenses are and understanding exactly where your hard-earned money is being spent requires not only time, but also organizational skills and fiscal expertise.
APS Money Management can transform the pieces of your financial puzzle into a clear picture by giving you the tools needed to track, document, and control your spending. We’ll help you consolidate past bills wherever possible, while also showing you how to stick to a realistic budget, a savings plan, and retirement goals for the future.
Finally, when tax time rolls around, it’s easy to be caught scrambling. But by letting us keep your books in order all year round, the process of getting all relevant documents in order by April will take hours instead of days or even weeks.
Whether it’s caregivers, nannies, housekeepers, or somebody who mows your lawn for you every week, the process of juggling household private staff or service professionals takes time and attention. Which is time you might rather be enjoying with your family, stepping out with friends, relaxing, exercising, watching a movie, or reading a book. Or … you could let APS take it off your plate for you, freeing up your time and ensuring your peace of mind.
For more information about homeowner services management, visit our Financial Services for Homeowners page.
Have a special need that you don’t see on the list above? Then reach out and let’s talk. Our goal is to keep your family’s financial life running smoothly. So, if there’s any way at all to make that happen, we’ll help you find it.